Cash Discounting
Eliminate your credit card processing fees — legally and transparently.
Our cash discounting program lets you offer a discount to cash-paying customers while recovering card processing costs. Save thousands per year with zero hassle.
$0
Your Effective Processing Cost
$8K+
Average Annual Savings
50
States — Legal Everywhere
How Cash Discounting Works
A simple, transparent process that benefits both your business and your customers.
Post Your Cash Price
Display your prices as the cash price. This becomes the baseline that all customers see on shelves, menus, and marketing.
Card Payments Add a Small Fee
When a customer pays with a credit or debit card, a small non-cash adjustment (typically 3.5–4%) is automatically applied at checkout to cover processing costs.
Cash Customers Pay the Listed Price
Customers who pay with cash pay exactly the posted price — no adjustment, no extra charge. They enjoy the discount.
Transparent Receipts
Every card receipt clearly shows the cash price, the non-cash adjustment, and the total — full transparency for every transaction.
Why Switch to Cash Discounting?
Join thousands of businesses that have eliminated processing fees with our program.
Eliminate Processing Fees
Stop paying thousands of dollars per year in credit card processing fees. Cash discounting lets you recover those costs while rewarding cash-paying customers.
100% Legal & Compliant
Our program is fully compliant with all card brand rules and state regulations. We handle the compliance details so you don't have to worry.
Customer-Friendly
Customers appreciate the transparency of seeing the posted price as the cash price. Those who pay with cards simply pay the listed price with a small service fee.
Increase Your Margins
For the average merchant processing $20,000/month, cash discounting can save $6,000–$8,000+ per year — money that goes straight to your bottom line.
Easy Implementation
Our Clover POS systems handle dual pricing automatically. No manual calculations, no confusion at checkout — everything is seamless.
Full Signage & Support
We provide all required signage, receipt formatting, and staff training materials to ensure a smooth rollout and ongoing compliance.
Fully Compliant. Zero Risk.
Our cash discounting program is structured in full compliance with Visa, MasterCard, American Express, and Discover network rules, as well as all federal and state regulations. We provide compliant signage, properly formatted receipts, and ongoing compliance monitoring — so you can focus on running your business.
Frequently Asked Questions
Everything you need to know about cash discounting.
Ready to Stop Paying Processing Fees?
Get a free consultation and savings estimate for your business. Setup takes as little as 24 hours.
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